Lawmakers Pursue Medicare Home Care Benefit With 81-Page RFI
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Senate Finance Committee Democrats published an 81-page request for information on Oct. 16 seeking input on expanding home care and long-term care benefits through Medicare and Medicaid. The RFI is not a bill or a new benefit; lawmakers are asking how coverage could work, including how to address affordability, eligibility, provider capacity and the caregiving workforce.

Senate Democrats on the U.S. Senate Finance Committee published an 81-page request for information (RFI) on Oct. 16, asking how Medicare and Medicaid could support a broader home care and long-term care benefit. The inquiry seeks input on what such coverage might include and how it could fit into existing health care systems; it does not establish a new benefit.

The RFI asks about policies that could create a universal home care benefit through Medicare and Medicaid, including the services it might cover and how those services could be incorporated into provider networks. The report also addresses workforce shortages, more consistent eligibility rules and access to services across the country. The committee’s inquiry opens a channel for feedback from providers, advocates and others, but the source report does not identify proposed final rules or a completed legislative plan.

The inquiry follows the introduction of the Medicare At Home Act in August. The bill would add Medicare Part B coverage for help with activities of daily living, such as personal care, and instrumental activities of daily living, including meal preparation and light housekeeping. The RFI is a separate development: it seeks information on policy options rather than changing coverage or guaranteeing that the bill will advance.

Home care organizations said they plan to contribute to the discussion. Patrick Harrison, vice president of policy and legislative affairs for the National Alliance for Care at Home, told Home Health Care News that the Alliance intends to work with lawmakers on a benefit that is accessible to individuals, sustainable for providers and backed by a strong workforce. The Alliance said it plans to submit comments.

At a glance
updateWhen: RFI published Oct. 16, 2026; comment pe…
The developmentSenate Finance Committee Democrats issued an 81-page request for information seeking ideas for a potential Medicare and Medicaid home care benefit.

Coverage Depends on Caregiver Capacity

A home care benefit could affect how older adults and people with care needs obtain help with daily tasks, and how families pay for that support. The RFI’s focus on affordability and access reflects a central policy question: expanding insurance coverage would not by itself create enough workers or providers to deliver services in every community.

Jason Lee, chief executive of the Home Care Association of America, said the RFI raises questions about making services more affordable and accessible while strengthening the caregiving workforce. He said any expansion should account for wages, training and benefits for caregivers, as well as protections for smaller community-based providers. Those considerations could shape whether a future benefit is practical for people seeking care and agencies expected to provide it.

The policy discussion also involves program safeguards. Lee said a robust benefit should include care coordination and protections against fraud and abuse. These issues matter to lawmakers weighing wider coverage because the design would need to address both service availability and responsible use of public funds.

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From August Bill to October Inquiry

The RFI follows an August proposal to add home care services to Medicare Part B through the Medicare At Home Act. That bill’s described scope includes assistance with daily activities and household tasks; the Oct. 16 inquiry broadens the discussion by asking how home and long-term care benefits might be designed across Medicare and Medicaid and integrated into existing systems.

Industry groups have backed the general push for home-based services, but their support does not settle questions about eligibility, covered services, financing or implementation. The National Alliance for Care at Home represents a network of more than 2 million professionals across home health, Medicaid home- and community-based services, hospice, palliative care and related fields, according to the source report. The Home Care Association of America represents more than 5,000 home care agencies.

“This RFI raises important questions about strategies to make services more affordable and accessible, strengthen the caregiving workforce and give individuals and families meaningful choices about how and where they receive care.”

— Jason Lee, CEO of the Home Care Association of America

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Benefit Design Is Still Open

The RFI does not specify whether lawmakers will introduce a new bill based on the responses, how any benefit would be financed, or which services and people would qualify. The source report also does not provide a comment deadline or say when committee members expect to review submissions.

It remains unclear how the inquiry relates procedurally to the Medicare At Home Act, whether the proposal has bipartisan support, and what safeguards or payment rates lawmakers might consider. No new Medicare or Medicaid home care coverage has been approved through this RFI.

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Providers Prepare RFI Responses

The National Alliance for Care at Home said it plans to submit comments, and the Home Care Association of America said it looks forward to contributing members’ experience and recommendations. The next reported step is for organizations and other interested parties to respond to the committee’s questions; the source report does not state the submission schedule.

After responses are gathered, lawmakers could use them to inform further policy work, but no decision or timetable for legislation was announced in the report. Readers should distinguish the information-gathering process from an enacted benefit: any coverage change would require further action by policymakers.

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Key Questions

Does the RFI create a Medicare home care benefit?

No. The request for information asks for policy input; it does not change Medicare coverage or create a new benefit.

What services could the Medicare At Home Act cover?

As described in the source report, the August bill would add Medicare Part B coverage for help with activities of daily living and instrumental activities, such as meal preparation and light housekeeping. The RFI itself does not set final covered services.

Why is the caregiving workforce part of the discussion?

Expanding coverage would require enough workers and provider capacity to deliver care. Home care groups have raised wages, training, benefits and provider sustainability as issues lawmakers should address.

When will lawmakers decide whether to proceed?

The source report gives no decision date or timetable. It also does not provide the RFI’s comment deadline, so the next confirmed step is stakeholder input rather than a scheduled vote or coverage change.

Source: rss

This article is for informational purposes only and is not medical advice. Always consult a qualified healthcare professional about your specific situation.
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